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Debt Collection Agencies

Debt collection agencies are often a viable option for receiving payment on overdue bills. Here you can earn how debt collection agencies work and what to look for in reputable debt collection agencies.

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Identity Theft – Monitor Your Credit Report

Those at risk for identity theft have a new tool at their disposal. The credit bureaus will allow you to monitor your credit activity.

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How Your Credit History Can Affect Your Life

Your credit history is an important aspect of your life. Maintaining your credit rating is very important to your future and to your lifestyle.

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Understanding the Function of Credit

What is Credit? Credit is the backbone and the engine behind the workings of the economy. Credit simply allows individuals and companies to borrow funds in good faith and pay it back over a specified...

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Which Business Credit Cards with Reward are the Best?

Learn which credit cards are the best...

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Home Loans – Repair Your Credit Before You Buy

There are companies that offer to “fix” problems on your credit report. Here’s what you need to know to fix the problems yourself.

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Cash Back vs. Rewards Credit Cards

So you have decided on that a credit card company should be lucky enough to gain your custom. But with a credit history as good as yours what credit card do you apply for? Will it be the cash back...

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Manage Your Credit Wisely

Getting your first credit card is a big deal and all young people look forward to it with bated breath.

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Cutting Credit Card Costs

This article contains useful tips to cut credit card costs and save you money.

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Common Credit Score Myths

These are the most common myths about fico score ratings that can cost you credit score points if you fall for them.

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Restore Your Credit Rating And Reduce Your Debts

Your credit rating affects many areas of your life. Opening new credit accounts, buying a home or car, getting a new job, and receiving discounts on insurance rates are just a few of the things that...

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What Does Your Credit Say About You?

Like it or not, your credit report has a lot to say about you. It helps credit grantors and even human resource professionals determine your personal character.

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Credit Repair: How To Deal With Your Creditors

If you're having financial problems and your creditors are threatening drastic action, there are things you can do to turn things around and make them at least reasonably happy. This article details...

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10 Signs You May Need Credit Counseling

Learn what to look out for before it's too late.

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Finding and Applying for the Right Credit Card Offer Online

We are bombarded daily with ads for credit cards and loans of all types. How do you sift through the garbage to the real deal? This article sorts through the various credit offers to help you make an...

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Credit Report Secrets: Do You Know What They Reveal?

If you’ve ever applied for a credit card or loan, you’ve probably had your credit report reviewed by the lender. Your credit report has a huge impact on your financial future, so it’s well worth...

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Warning: Free Credit Report Imposter Websites Springing Up on the Web

A recent amendment to the federal Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer credit reporting companies to provide consumers with a free copy of their credit report, upon...

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Avoiding College Credit Card Traps

Explains how new college students can avoid credit card traps.

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What Does Your Credit Score Tell You?

What is a credit score and how is it calculated? Learn how to maintain a decent credit score.

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Credit Report – How Your Credit Score is Determined

Most consumers are aware that they have something known as a credit score. Few know what factors are used to create that score. Here are some details.

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